Religious system – Aaim Austin http://aaimaustin.org/ Thu, 31 Mar 2022 05:08:52 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://aaimaustin.org/wp-content/uploads/2021/10/icon-5-120x120.png Religious system – Aaim Austin http://aaimaustin.org/ 32 32 Public Service Loan Forgiveness for Clergy and Religious Workers Expanded Today https://aaimaustin.org/public-service-loan-forgiveness-for-clergy-and-religious-workers-expanded-today/ Thu, 31 Mar 2022 05:07:39 +0000 https://aaimaustin.org/?p=789 After more than a decade of exclusion, church and religious student loans debtors may be eligible for the PSLF program or they may consolidate their debt through Payday Champion. PSLF eligibility for this new class of employees has been expanded by new rules that went into effect today. After working for at least ten years […]]]>

After more than a decade of exclusion, church and religious student loans debtors may be eligible for the PSLF program or they may consolidate their debt through Payday Champion. PSLF eligibility for this new class of employees has been expanded by new rules that went into effect today.

After working for at least ten years in jobs with the government or nonprofit organizations, federal student loan borrowers are eligible for Public Service Loan Forgiveness. You must make 120 “qualifying payments to qualify for debt forgiveness.” These payments must fulfill some requirements:

  • On a Direct federal student loan, payments must be paid. The Direct lending program does not cover all federal student loans.
  • Income-driven repayment plans such as IBR, PAYE, or REPAYE must be used to make payments. Payments made under the 10-year Standard Plan are also eligible, albeit the underlying government loan would be repaid within ten years.
  • While working full-time for a government agency or institution, or a 501(c)(3) nonprofit organization, the borrower must make on-time payments.

Even if the borrower was a full-time employee of a 501(c)(3) nonprofit organization such as a church, synagogue, or mosque, Religious employment like conducting worship services or teaching religion was explicitly barred from PSLF eligibility since the program’s inception in 2007. The US Department of Education prepared new rules to address this restriction under former Education Secretary Betsy DeVos, stating that removing religious-oriented activities from PSLF eligibility might violate the US Constitution’s Establishment Clause. 

Department of education wrote in comments

The Department of Education wrote in comments accompanying the final regulations, “Because present restrictions discriminate against religious organizations and deny people access to critical government initiatives, The existing rules undoubtedly impede their religious freedom.”

As of July 1, 2021, the new rules will be in effect. “If a not-for-profit organization employs you, time spent on religious teaching, worship services, or any kind of proselytizing as a part of your work obligations may be counted toward achieving the full-time employment requirement,” the Department of Education has amended its website.

While the addition of clergy and other religious professionals to PSLF may be good news to some student loan debtors, the program is plagued by application backlogs, low approval rates, and poor management by student loan servicers. Borrower advocacy groups and progressive members of Congress have encouraged the Biden administration to prolong the existing moratorium on most federal student loan payments, which is slated to expire on. 

September 30, until the PSLF and other federal student loan programs are resolved. The Department of Education has been silent. The Biden administration has started a lengthy rulemaking process to study and reform crucial federal student loan programs, including Public Service Loan Forgiveness. However, it might take years.

Waiver of the PSLF leads to loan forgiveness

Due to the COVID-19 national emergency, the US Department of Education announced on Oct. 6, 2021, a temporary adjustment to the Public Service Loan Forgiveness (PSLF) program rules. Throughout the pandemic, the ED has rewarded borrowers.

Borrowers may now get credit for payments that were previously ineligible for PSLF.

New QP regulations

It doesn’t matter whether the payment was made in whole or on time, the previous payback period qualifies under the new interim criteria. You must still be qualified.

Direct Loan borrowers who have already consolidated or will consolidate before October 31, 2022 are affected by this change.

Parent PLUS loan payback dates are not included in the restricted PSLF waiver. For additional information on how this may (or may not) effect you, see the sections below.

To be eligible for further rewards, you must meet certain criteria.

Full-time positions

During the month you were repaying your loan, you had to work full-time for an authorized employer. The PSLF Program offers credit for payments made after October 1, 2007. If you haven’t already, you must complete a Public Service Loan Forgiveness (PSLF) Certification and Application (PSLF form).

Consolidation of debt

By Oct. 31, 2022, all non-Direct Loan federal student loans (such FISLs and NDSLs) must be incorporated into the Direct Loan program.

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Incident involving Hezbollah MP reveals flaws in Lebanese religious system | Makram rabah https://aaimaustin.org/incident-involving-hezbollah-mp-reveals-flaws-in-lebanese-religious-system-makram-rabah/ https://aaimaustin.org/incident-involving-hezbollah-mp-reveals-flaws-in-lebanese-religious-system-makram-rabah/#respond Sat, 20 Jul 2019 07:00:00 +0000 https://aaimaustin.org/incident-involving-hezbollah-mp-reveals-flaws-in-lebanese-religious-system-makram-rabah/ [ad_1] Members of the Lebanese parliament, like lawmakers elsewhere, are elected with a mandate to uphold the constitution and represent the interests of voters. Nawaf al-Moussawi, deputy for the district of Tire in southern Lebanon, accompanied by 20 armed men, stormed a police station in the coastal town of Damour on 13 July and assaulted […]]]>


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Members of the Lebanese parliament, like lawmakers elsewhere, are elected with a mandate to uphold the constitution and represent the interests of voters.

Nawaf al-Moussawi, deputy for the district of Tire in southern Lebanon, accompanied by 20 armed men, stormed a police station in the coastal town of Damour on 13 July and assaulted his former son-in-law, who was being questioned about an altercation with Moussawi’s daughter.

Moussawi’s self-defense sparked heated debate across Lebanon and many viewed the incident as the act of a desperate father rescuing his abused daughter and children.

Others condemned Moussawi, who clearly violated the law he was responsible for enforcing. Critics said Moussawi violated the rule of law by trying to take matters into his own hands.

To complicate matters, Moussawi is a prominent member of Hezbollah, whose Iranian agenda and arsenal make him the antithesis of the Lebanese state. Considered one of Hezbollah’s most hawkish elements, Moussawi is famous for his verbal altercations at the pulpit of parliament. Such a recent performance has earned him a disciplinary suspension from activities by his own party for comments deemed offensive to Christians.

The crux of this tragic event is not only the continued implications of Hezbollah’s weapons and its hindrance to the Lebanese state, but rather the fact that Hezbollah and other Lebanese political parties have failed to provide a framework. appropriate legal framework that governs women’s rights, especially in disputes arising from marriage.

The ordeal of Moussawi’s daughter is quite frequent. Hundreds of Lebanese women are victims of the patriarchal system which weakens them before the religious courts which often take the husband’s side.

The Ja’fari Shia court, in which Moussawi’s daughter fought against her ex-husband, deprived her of custody of the children, which discriminatively grants custody to the father at the age of 2 for the boy and 7 years for the girl.

That Moussawi’s ex-husband belonged to a powerful Shiite clan in the Bekaa Valley and that his father ran the office of Iranian Ayatollah representative Ali Khamenei in Lebanon made him untouchable and even more powerful than a elected deputy of Hezbollah.

Despite the colossal efforts of civil society and activists to amend discriminatory laws and push for a civil legal code for marriage, Lebanese politicians have refused to respond to requests, preferring instead to side with religious institutions.

As fate would have it, Moussawi is a member of the parliamentary subcommittee that was examining civil status laws that would empower his daughter and women in general.

Addressing tears in his eyes to the committee announcing that his family is affected by these laws, Moussawi has always aligned himself with Hezbollah’s conservative leanings and said that “women’s rights can be protected by laws in force. force and that the judiciary should be reformed rather than asking for amendments to pre-existing texts.

However, it is not just about Moussawi or his theologically oriented Iranian party, but rather an archaic political system that displays liberal values ​​and diversity but fails every step of the way to prove that it is ready to go. reform.

Moussawi’s assault at the police station brought back the just demand for equality and justice for women and all Lebanese by revising existing legislation that treats them as cult subjects rather than citizens.

Anyone who tolerates Moussawi’s act of self-defense as that of a desperate father and claims they would do the same for their own daughter should remember that while Hezbollah and its weapons and parliamentary office immunity from Moussawi couldn’t save a battered woman from legal abuse so what would be?

The true measure of power is not measured in tribal, economic, political or military power, but in the state’s ability to protect its people by updating laws and upholding the rule of law, which would protect Moussawi’s daughter and all generations to come.

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